~ Enhancing Business Professionals through Continued Education and Career Services

Jupiter, FL – November 24, 2008 – Synergistic Solutions and John Hancock Retirement Services have joined forces to offer Accounting Professionals and CPA’s continuing Professional Education Credits as well as Retirement Planning, Recruitment and Coaching Services nationwide. The alliance was the result of a brainstorming session between Synergistic Solutions, President, Stacey Stockman and John Hancock Retirement Services, Vice President, Joseph W. Smith.

With the volatility in the market we went back to the basics and looked at ‘how can we serve.’ Our response, to provide a supportive environment and community to business professionals while delivering educational and insightful information.”

said President, Recruiter and Coach at Synergistic Solutions, Stacey Stockman www.sylutions.com

Given the timing of the recent election and market conditions, the first series of classes held will include ‘Advanced Plan Design for Tax Savings; The Pension Plan of the Future?’ and ‘Fiduciary Liability.’

I thrive on participating in increasing the value of employee benefit programs for both employers and employees through education.” says John Hancock; VP Retirement Plan Services.

Joseph Smith, John Hancock VP Retirement Service

The tour kicks off in Southern Florida with events beginning December 4th in Boca Raton and Davie, Florida.

About Synergetic Solutions ::

Synergistic Solutions, a highly reputable Recruitment and Career Development company, has successfully incorporated the latest in Recruitment Marketing, Technology and Networking Advancements to place top level executives for the last ten years. In order to provide clients with custom recruitment solutions, the Sylutions Recruitment Team analyze their business, corporate structure and overall market, providing what they call ?Custom Sylutions? www.sylutions.com.

About John Hancock Retirement Plan Services ::

Among mutual fund, life insurance companies and banks, JHRPS is ranked as the #1 provider to 401(k)s based on number of 401(k) plans managed, according to CFO Magazine. (CFO Magazine 401(k) Buyers Guide Study, published May 2008.)

About John Hancock and Manulife Financial

Manulife Financial is a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide. Operating as Manulife Financial in Canada and Asia, and primarily through John Hancock in the United States , the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$400 billion (US$393 billion) as at June 30, 2008.

Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘0945’ on the SEHK. Manulife Financial can be found on the Internet at www.manulife.com. The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States . John Hancock offers a broad range of financial products and services, including whole life, term life, variable life, and universal life insurance, as well as college savings products, fixed and variable annuities, long-term care insurance, mutual funds and various forms of business insurance.

JH SignatureTM – JH Signature is a trademark for the Defined Contribution service package for the Accumulated Retirement Account Group Annuity Contract issued by John Hancock Life Insurance Company (U.S.A.). In New York , group annuity contracts and any separate administrative services or record keeping agreement are issued by John Hancock Life Insurance Company of New York (John Hancock New York ).

Both John Hancock Life Insurance Company (U.S.A.) (John Hancock USA) and John Hancock Life Insurance Company of New York (John Hancock New York) do business under certain instances using the John Hancock Retirement Plan Services name. Group annuity contracts are issued by John Hancock USA , 601 Congress Street, Boston , MA 02116 , which is licensed and offers products in all states, except New York . Product features and availability may differ by state. Guarantees of withdrawals provided under the “Guaranteed Income for Life” are supported by John Hancock USA ‘s general account and are contingent on the claims paying ability of John Hancock USA . Group annuity contracts and administrative services or recordkeeping agreements issued in New York are only issued by John Hancock New York , 100 Summit Lake Drive , Valhalla, New York 10595, which is licensed in New York . Guarantees of withdrawals provided under the “Guaranteed Income For Life” are supported by John Hancock New York ‘s general account and are contingent on the claims paying ability of John Hancock New York . Guarantees are subject to the limitations, terms, and conditions set forth in the Rider. You should consider the objectives, risks, charges, and expenses of the investment options to which the feature applies and the limitations, terms and conditions of the feature as set forth in the Lifetime Income Benefit Rider before selecting this feature.

To obtain group annuity investment option Fund sheets and prospectuses for each sub-account’s underlying investment vehicle call 1-877-346-8378. These documents contain complete details on investment objectives, risks, fees, charges and expenses as well as other information about the underlying investment vehicle, which should be carefully considered. Please read these documents carefully prior to investing.

Media Contacts ::

Morgan McKean Synergistic Solutions mmckean @ sylutions.com 888.663.1110 or 888.ONE.1110 www.sylutions.com